Tennessee Members 1st Federal Credit Union

Oak Ridge, TN

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.00
Capitalization Index	4.90
Liquidity Index	3.60
Profitability Index	2.30
Stability Index	3.10

Company Info	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1281
Phone Number	(865) 482-4343
Website	www.mymembersfirst.org

Asset Quality	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.09%
5-Year Asset Growth	3.01%
5-Year Charge-Offs to Average Loans	0.22%
Charge-Offs to Average Loans	0.41%
Non-Performing Assets to Assets	0.55%
Non-Performing Loans to Capital	7.30%
Non-Performing Loans to Loans	1.21%

Balance Sheet	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	98.86M
Total Deposits	90.32M

Capital and Reserves	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Capital	7.16M
Leverage Ratio	11.13
Loan Loss Reserves to Loans	0.62%

Liquidity	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.42%
Liquidity Ratio	14.83%

Profitability	Tennessee Members 1st Federal Credit Union Oak Ridge, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.20%
Net Income	44.00K
Net Interest Spread	3.63%
Operating Profit to Average Assets	0.51%
Overhead Efficiency Ratio	87.46%
Return on Assets	0.18%
Return on Equity	2.59%