C
Tennessee Members 1st Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
7.68
Leverage
Ratio
11.39
Return On
Assets
0.18%
Total
Assets
96.97M
Capital
7.45M
Total
Deposits
87.22M
Net
Income
89.00K
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Weiss Ratings Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 5.30
Liquidity Index 3.50
Profitability Index 2.00
Stability Index 3.30
Company Info Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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NCUA Charter Number 1281
Phone Number (865) 482-4343
Website www.mymembersfirst.org
Asset Quality Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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1-Year Asset Growth 1.09%
5-Year Asset Growth 3.01%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 7.57%
Non-Performing Loans to Loans 1.32%
Balance Sheet Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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Total Assets 96.97M
Total Deposits 87.22M
Capital and Reserves Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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Capital 7.45M
Leverage Ratio 11.39
Loan Loss Reserves to Loans 0.69%
Liquidity Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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Hot Money Ratio 12.30%
Liquidity Ratio 11.87%
Profitability Tennessee Members 1st Federal Credit Union
Oak Ridge, TN 		Click to
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5-Year Return on Average Assets 0.20%
Net Income 89.00K
Net Interest Spread 3.46%
Operating Profit to Average Assets 0.39%
Overhead Efficiency Ratio 90.06%
Return on Assets 0.18%
Return on Equity 2.52%