B
Swemp Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Swemp Federal Credit Union
Texarkana, TX
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 8.10
Stability Index 5.70
Company Info Swemp Federal Credit Union
Texarkana, TX
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NCUA Charter Number 1283
Phone Number (903) 793-2274
Website www.swempfcu.org
Asset Quality Swemp Federal Credit Union
Texarkana, TX
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1-Year Asset Growth 4.34%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 2.49%
Non-Performing Loans to Loans 0.66%
Balance Sheet Swemp Federal Credit Union
Texarkana, TX
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Total Assets 12.21M
Total Deposits 9.72M
Capital and Reserves Swemp Federal Credit Union
Texarkana, TX
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Capital 2.48M
Leverage Ratio 20.28
Loan Loss Reserves to Loans 0.14%
Liquidity Swemp Federal Credit Union
Texarkana, TX
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Hot Money Ratio 21.06%
Liquidity Ratio 26.87%
Profitability Swemp Federal Credit Union
Texarkana, TX
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5-Year Return on Average Assets 1.10%
Net Income 100.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 66.01%
Return on Assets 1.12%
Return on Equity 5.50%