A
Sun-Pacific Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
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Capital
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Weiss Ratings Sun-Pacific Federal Credit Union
Richmond, CA
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 6.70
Profitability Index 8.10
Stability Index 7.00
Company Info Sun-Pacific Federal Credit Union
Richmond, CA
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NCUA Charter Number 1288
Phone Number (510) 970-1181
Website sunpacific.org
Asset Quality Sun-Pacific Federal Credit Union
Richmond, CA
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1-Year Asset Growth 1.20%
5-Year Asset Growth 2.44%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 3.58%
Non-Performing Loans to Loans 1.98%
Balance Sheet Sun-Pacific Federal Credit Union
Richmond, CA
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Total Assets 29.57M
Total Deposits 24.29M
Capital and Reserves Sun-Pacific Federal Credit Union
Richmond, CA
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Capital 5.98M
Leverage Ratio 20.23
Loan Loss Reserves to Loans 1.23%
Liquidity Sun-Pacific Federal Credit Union
Richmond, CA
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Hot Money Ratio 0.58%
Liquidity Ratio 39.24%
Profitability Sun-Pacific Federal Credit Union
Richmond, CA
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5-Year Return on Average Assets 0.73%
Net Income 238.00K
Net Interest Spread 5.27%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 65.88%
Return on Assets 1.09%
Return on Equity 5.42%