A
Sun-Pacific Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
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Capital
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Weiss Ratings Sun-Pacific Federal Credit Union
Richmond, CA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 8.90
Stability Index 7.30
Company Info Sun-Pacific Federal Credit Union
Richmond, CA
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NCUA Charter Number 1288
Phone Number (510) 970-1181
Website sunpacific.org
Asset Quality Sun-Pacific Federal Credit Union
Richmond, CA
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1-Year Asset Growth 0.08%
5-Year Asset Growth 2.44%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.02%
Non-Performing Loans to Loans 0.53%
Balance Sheet Sun-Pacific Federal Credit Union
Richmond, CA
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Total Assets 29.31M
Total Deposits 24.17M
Capital and Reserves Sun-Pacific Federal Credit Union
Richmond, CA
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Capital 5.90M
Leverage Ratio 20.12
Loan Loss Reserves to Loans 0.87%
Liquidity Sun-Pacific Federal Credit Union
Richmond, CA
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Hot Money Ratio 0.58%
Liquidity Ratio 48.02%
Profitability Sun-Pacific Federal Credit Union
Richmond, CA
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5-Year Return on Average Assets 0.73%
Net Income 156.00K
Net Interest Spread 5.20%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 66.76%
Return on Assets 1.07%
Return on Equity 5.37%