Desert Valleys Federal Credit Union
| Weiss Ratings |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 4.40 | |||
| Company Info |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| NCUA Charter Number | 1289 | |||
| Phone Number | (760) 446-3500 | |||
| Website | www.desertvalleys.org | |||
| Asset Quality |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| 1-Year Asset Growth | 25.95% | |||
| 5-Year Asset Growth | 14.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.21% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Total Assets | 86.86M | |||
| Total Deposits | 77.22M | |||
| Capital and Reserves |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Capital | 7.53M | |||
| Leverage Ratio | 8.67 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Hot Money Ratio | 7.04% | |||
| Liquidity Ratio | 35.12% | |||
| Profitability |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 376.00K | |||
| Net Interest Spread | 5.37% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 84.38% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 10.35% | |||