Desert Valleys Federal Credit Union
| Weiss Ratings |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 4.60 | |||
| Company Info |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| NCUA Charter Number | 1289 | |||
| Phone Number | (760) 446-3500 | |||
| Website | www.desertvalleys.org | |||
| Asset Quality |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| 1-Year Asset Growth | 1.11% | |||
| 5-Year Asset Growth | 10.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 4.32% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Total Assets | 68.92M | |||
| Total Deposits | 61.33M | |||
| Capital and Reserves |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Capital | 5.59M | |||
| Leverage Ratio | 8.11 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Liquidity |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Hot Money Ratio | 5.36% | |||
| Liquidity Ratio | 24.54% | |||
| Profitability |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 118.00K | |||
| Net Interest Spread | 5.02% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 83.74% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 8.52% | |||