Desert Valleys Federal Credit Union
| Weiss Ratings |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 4.40 | |||
| Company Info |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| NCUA Charter Number | 1289 | |||
| Phone Number | (760) 446-3500 | |||
| Website | www.desertvalleys.org | |||
| Asset Quality |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| 1-Year Asset Growth | 20.87% | |||
| 5-Year Asset Growth | 14.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Total Assets | 83.30M | |||
| Total Deposits | 73.83M | |||
| Capital and Reserves |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Capital | 7.20M | |||
| Leverage Ratio | 8.64 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Liquidity |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| Hot Money Ratio | 6.58% | |||
| Liquidity Ratio | 33.50% | |||
| Profitability |
Desert Valleys Federal Credit Union
Ridgecrest, CA |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 47.00K | |||
| Net Interest Spread | 5.02% | |||
| Operating Profit to Average Assets | 0.40% | |||
| Overhead Efficiency Ratio | 93.35% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.62% | |||