| Weiss Ratings |
Westex Federal Credit Union
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 7.00 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 4.50 | |||
| Company Info |
Westex Federal Credit Union
Lubbock, TX |
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| NCUA Charter Number | 1291 | |||
| Phone Number | (806) 765-5701 | |||
| Website | www.westexfcu.com | |||
| Asset Quality |
Westex Federal Credit Union
Lubbock, TX |
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| 1-Year Asset Growth | 6.40% | |||
| 5-Year Asset Growth | 1.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.34% | |||
| Non-Performing Loans to Loans | 1.82% | |||
| Balance Sheet |
Westex Federal Credit Union
Lubbock, TX |
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| Total Assets | 83.05M | |||
| Total Deposits | 73.86M | |||
| Capital and Reserves |
Westex Federal Credit Union
Lubbock, TX |
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| Capital | 8.14M | |||
| Leverage Ratio | 9.82 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Westex Federal Credit Union
Lubbock, TX |
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| Hot Money Ratio | 7.87% | |||
| Liquidity Ratio | 43.67% | |||
| Profitability |
Westex Federal Credit Union
Lubbock, TX |
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| 5-Year Return on Average Assets | 0.07% | |||
| Net Income | 226.00K | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 91.81% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 5.65% | |||