| Weiss Ratings |
Westex Federal Credit Union
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 4.20 | |||
| Company Info |
Westex Federal Credit Union
Lubbock, TX |
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| NCUA Charter Number | 1291 | |||
| Phone Number | (806) 765-5701 | |||
| Website | www.westexfcu.com | |||
| Asset Quality |
Westex Federal Credit Union
Lubbock, TX |
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| 1-Year Asset Growth | -3.85% | |||
| 5-Year Asset Growth | 2.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 5.63% | |||
| Non-Performing Loans to Loans | 1.45% | |||
| Balance Sheet |
Westex Federal Credit Union
Lubbock, TX |
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| Total Assets | 76.53M | |||
| Total Deposits | 67.93M | |||
| Capital and Reserves |
Westex Federal Credit Union
Lubbock, TX |
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| Capital | 7.79M | |||
| Leverage Ratio | 10.23 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Westex Federal Credit Union
Lubbock, TX |
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| Hot Money Ratio | 5.97% | |||
| Liquidity Ratio | 42.61% | |||
| Profitability |
Westex Federal Credit Union
Lubbock, TX |
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| 5-Year Return on Average Assets | 0.02% | |||
| Net Income | 174.00K | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 0.39% | |||
| Overhead Efficiency Ratio | 90.34% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 3.02% | |||