Russell Country Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10). A current level of 13.7 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.3).
Other Rating Factors:
Good current capitalization (5.2 on a scale of 0 to 10) based on a net capital to total assets of 7.6 and a net worth ratio of 7.6. Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.4 has resulted in Fair (3.7) profitability.
Asset Mix:
Consumer loans (47%), home mtgs (13%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
810 First Avenue, South
Great Falls, MT 59401
Great Falls, MT 59401
Phone Number
(406) 761-2880
NCUA Charter Number
Website
Largest Competitors
Whitefish, MT
Missoula, MT
Great Falls, MT
Great Falls, MT
Great Falls, MT