C
Ridgedale Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.50
Capitalization Index 5.50
Liquidity Index 4.30
Profitability Index 0.00
Stability Index 3.90
Company Info Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1294
Phone Number (973) 947-1000
Website www.ridgedalefcu.org
Asset Quality Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -12.69%
5-Year Asset Growth -2.83%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.81%
Non-Performing Loans to Loans 0.57%
Balance Sheet Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 110.14M
Total Deposits 100.26M
Capital and Reserves Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.63M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 0.65%
Liquidity Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 31.35%
Profitability Ridgedale Federal Credit Union
East Hanover, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.60%
Net Income -307.00K
Net Interest Spread 2.57%
Operating Profit to Average Assets -1.11%
Overhead Efficiency Ratio 137.67%
Return on Assets -1.15%
Return on Equity -13.96%