C
Ridgedale Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ridgedale Federal Credit Union
East Hanover, NJ
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Rating C
Asset Quality Index 6.80
Capitalization Index 6.20
Liquidity Index 3.00
Profitability Index 0.40
Stability Index 3.60
Company Info Ridgedale Federal Credit Union
East Hanover, NJ
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NCUA Charter Number 1294
Phone Number (973) 947-1000
Website www.ridgedalefcu.org
Asset Quality Ridgedale Federal Credit Union
East Hanover, NJ
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1-Year Asset Growth -3.04%
5-Year Asset Growth -3.62%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 5.79%
Non-Performing Loans to Loans 1.06%
Balance Sheet Ridgedale Federal Credit Union
East Hanover, NJ
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Total Assets 96.68M
Total Deposits 87.68M
Capital and Reserves Ridgedale Federal Credit Union
East Hanover, NJ
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Capital 8.36M
Leverage Ratio 9.46
Loan Loss Reserves to Loans 0.51%
Liquidity Ridgedale Federal Credit Union
East Hanover, NJ
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Hot Money Ratio 11.17%
Liquidity Ratio 20.82%
Profitability Ridgedale Federal Credit Union
East Hanover, NJ
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5-Year Return on Average Assets -0.74%
Net Income -262.00K
Net Interest Spread 3.59%
Operating Profit to Average Assets -0.27%
Overhead Efficiency Ratio 106.65%
Return on Assets -0.35%
Return on Equity -4.20%