| Weiss Ratings |
Chiphone Federal Credit Union
Elkhart, IN |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 8.10 | |||
| Company Info |
Chiphone Federal Credit Union
Elkhart, IN |
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| NCUA Charter Number | 1296 | |||
| Phone Number | (574) 294-3606 | |||
| Website | www.chiphone.org | |||
| Asset Quality |
Chiphone Federal Credit Union
Elkhart, IN |
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| 1-Year Asset Growth | -3.61% | |||
| 5-Year Asset Growth | 5.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.57% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 3.85% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Chiphone Federal Credit Union
Elkhart, IN |
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| Total Assets | 114.32M | |||
| Total Deposits | 96.09M | |||
| Capital and Reserves |
Chiphone Federal Credit Union
Elkhart, IN |
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| Capital | 17.19M | |||
| Leverage Ratio | 15.28 | |||
| Loan Loss Reserves to Loans | 2.51% | |||
| Liquidity |
Chiphone Federal Credit Union
Elkhart, IN |
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| Hot Money Ratio | 3.05% | |||
| Liquidity Ratio | 37.71% | |||
| Profitability |
Chiphone Federal Credit Union
Elkhart, IN |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 194.00K | |||
| Net Interest Spread | 3.77% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 81.90% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 4.54% | |||