| Weiss Ratings |
Chiphone Federal Credit Union
Elkhart, IN |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 8.10 | |||
| Company Info |
Chiphone Federal Credit Union
Elkhart, IN |
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| NCUA Charter Number | 1296 | |||
| Phone Number | (574) 294-3606 | |||
| Website | www.chiphone.org | |||
| Asset Quality |
Chiphone Federal Credit Union
Elkhart, IN |
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| 1-Year Asset Growth | -0.68% | |||
| 5-Year Asset Growth | 4.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.95% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 3.08% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
Chiphone Federal Credit Union
Elkhart, IN |
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| Total Assets | 113.55M | |||
| Total Deposits | 95.28M | |||
| Capital and Reserves |
Chiphone Federal Credit Union
Elkhart, IN |
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| Capital | 17.57M | |||
| Leverage Ratio | 15.59 | |||
| Loan Loss Reserves to Loans | 3.49% | |||
| Liquidity |
Chiphone Federal Credit Union
Elkhart, IN |
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| Hot Money Ratio | 4.28% | |||
| Liquidity Ratio | 32.90% | |||
| Profitability |
Chiphone Federal Credit Union
Elkhart, IN |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 238.00K | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 78.75% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 5.45% | |||