| Weiss Ratings |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 4.80 | |||
| Company Info |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1298 | |||
| Phone Number | (716) 634-3881 | |||
| Website | www.amherstcu.org | |||
| Asset Quality |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.37% | |||
| 5-Year Asset Growth | 3.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.27% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 41.62M | |||
| Total Deposits | 37.61M | |||
| Capital and Reserves |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.98M | |||
| Leverage Ratio | 9.64 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.74% | |||
| Liquidity Ratio | 25.06% | |||
| Profitability |
Amherst Federal Credit Union
Amherst, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 193.00K | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 73.57% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 9.99% | |||