C
Amherst Federal Credit Union
AmherstNY
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Amherst Federal Credit Union
Amherst, NY
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Rating C
Asset Quality Index 8.80
Capitalization Index 6.00
Liquidity Index 3.20
Profitability Index 3.40
Stability Index 4.10
Company Info Amherst Federal Credit Union
Amherst, NY
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NCUA Charter Number 1298
Phone Number (716) 634-3881
Website www.amherstcu.org
Asset Quality Amherst Federal Credit Union
Amherst, NY
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1-Year Asset Growth -3.90%
5-Year Asset Growth 3.67%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.21%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.69%
Non-Performing Loans to Loans 0.57%
Balance Sheet Amherst Federal Credit Union
Amherst, NY
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Total Assets 40.30M
Total Deposits 36.90M
Capital and Reserves Amherst Federal Credit Union
Amherst, NY
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Capital 3.37M
Leverage Ratio 8.88
Loan Loss Reserves to Loans 0.53%
Liquidity Amherst Federal Credit Union
Amherst, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 19.64%
Profitability Amherst Federal Credit Union
Amherst, NY
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5-Year Return on Average Assets 0.40%
Net Income 65.00K
Net Interest Spread 3.02%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 84.66%
Return on Assets 0.64%
Return on Equity 7.83%