C
American First Credit Union
BreaCA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American First Credit Union
Brea, CA
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Rating C
Asset Quality Index 8.90
Capitalization Index 6.90
Liquidity Index 2.30
Profitability Index 1.60
Stability Index 6.90
Company Info American First Credit Union
Brea, CA
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NCUA Charter Number 13
Phone Number (800) 290-1112
Website www.amerfirst.org
Asset Quality American First Credit Union
Brea, CA
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1-Year Asset Growth -2.75%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 3.68%
Non-Performing Loans to Loans 0.41%
Balance Sheet American First Credit Union
Brea, CA
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Total Assets 988.24M
Total Deposits 860.31M
Capital and Reserves American First Credit Union
Brea, CA
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Capital 94.53M
Leverage Ratio 10.46
Loan Loss Reserves to Loans 0.67%
Liquidity American First Credit Union
Brea, CA
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Hot Money Ratio 5.77%
Liquidity Ratio 8.85%
Profitability American First Credit Union
Brea, CA
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5-Year Return on Average Assets 0.53%
Net Income -300.00K
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.22%
Overhead Efficiency Ratio 83.44%
Return on Assets -0.12%
Return on Equity -1.27%