Fall River Municipal Credit Union
Major Rating Factors:
Fair current capitalization (5.0 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 10.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.7 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Excellent asset quality (9.7). Weak liquidity 2.2, driven by a liquidity ratio of 10.7 percent and a “hot money” ratio of 21.8 percent.
Asset Mix:
Home mtgs (25%), consumer loans (8%), securities (8%), other (59%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
333 Milliken Boulevard
Fall River, MA 02721
Fall River, MA 02721
Phone Number
(508) 678-9028
NCUA Charter Number
Website
Largest Competitors
Fall River, MA
Fall River, MA
Fall River, MA
Fall River, MA
Fall River, MA