C
Fall River Municipal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.30
Capitalization Index 5.40
Liquidity Index 2.70
Profitability Index 1.20
Stability Index 4.30
Company Info Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 130
Phone Number (508) 678-9028
Website www.frmcu.com
Asset Quality Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.16%
5-Year Asset Growth 7.00%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.19%
Balance Sheet Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 300.20M
Total Deposits 224.63M
Capital and Reserves Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 21.58M
Leverage Ratio 9.70
Loan Loss Reserves to Loans 0.33%
Liquidity Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 27.36%
Liquidity Ratio 15.25%
Profitability Fall River Municipal Credit Union
Fall River, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.13%
Net Income -282.00K
Net Interest Spread 1.89%
Operating Profit to Average Assets -0.03%
Overhead Efficiency Ratio 110.07%
Return on Assets -0.38%
Return on Equity -5.34%