| Weiss Ratings |
Shell Western States Federal Credit Union
Martinez, CA |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Shell Western States Federal Credit Union
Martinez, CA |
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| NCUA Charter Number | 1307 | |||
| Phone Number | (925) 228-4545 | |||
| Website | www.swsfcu.org | |||
| Asset Quality |
Shell Western States Federal Credit Union
Martinez, CA |
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| 1-Year Asset Growth | -6.76% | |||
| 5-Year Asset Growth | -2.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 1.29% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 5.94% | |||
| Non-Performing Loans to Loans | 1.37% | |||
| Balance Sheet |
Shell Western States Federal Credit Union
Martinez, CA |
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| Total Assets | 73.74M | |||
| Total Deposits | 64.70M | |||
| Capital and Reserves |
Shell Western States Federal Credit Union
Martinez, CA |
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| Capital | 8.39M | |||
| Leverage Ratio | 11.31 | |||
| Loan Loss Reserves to Loans | 2.15% | |||
| Liquidity |
Shell Western States Federal Credit Union
Martinez, CA |
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| Hot Money Ratio | 20.85% | |||
| Liquidity Ratio | 31.10% | |||
| Profitability |
Shell Western States Federal Credit Union
Martinez, CA |
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| 5-Year Return on Average Assets | -0.10% | |||
| Net Income | -439.00K | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | -0.99% | |||
| Overhead Efficiency Ratio | 137.82% | |||
| Return on Assets | -2.41% | |||
| Return on Equity | -20.40% | |||