| Weiss Ratings |
Shell Western States Federal Credit Union
Martinez, CA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 3.30 | |||
| Company Info |
Shell Western States Federal Credit Union
Martinez, CA |
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| NCUA Charter Number | 1307 | |||
| Phone Number | (925) 228-4545 | |||
| Website | www.swsfcu.org | |||
| Asset Quality |
Shell Western States Federal Credit Union
Martinez, CA |
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| 1-Year Asset Growth | 1.56% | |||
| 5-Year Asset Growth | -2.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 2.02% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 3.02% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Shell Western States Federal Credit Union
Martinez, CA |
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| Total Assets | 73.38M | |||
| Total Deposits | 65.10M | |||
| Capital and Reserves |
Shell Western States Federal Credit Union
Martinez, CA |
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| Capital | 7.44M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 3.09% | |||
| Liquidity |
Shell Western States Federal Credit Union
Martinez, CA |
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| Hot Money Ratio | 23.84% | |||
| Liquidity Ratio | 37.95% | |||
| Profitability |
Shell Western States Federal Credit Union
Martinez, CA |
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| 5-Year Return on Average Assets | -0.10% | |||
| Net Income | -1.39M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | -0.63% | |||
| Overhead Efficiency Ratio | 122.82% | |||
| Return on Assets | -2.54% | |||
| Return on Equity | -22.82% | |||