| Weiss Ratings |
Shell Western States Federal Credit Union
Martinez, CA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Shell Western States Federal Credit Union
Martinez, CA |
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| NCUA Charter Number | 1307 | |||
| Phone Number | (925) 228-4545 | |||
| Website | www.swsfcu.org | |||
| Asset Quality |
Shell Western States Federal Credit Union
Martinez, CA |
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| 1-Year Asset Growth | -9.09% | |||
| 5-Year Asset Growth | -3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 4.26% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Shell Western States Federal Credit Union
Martinez, CA |
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| Total Assets | 79.09M | |||
| Total Deposits | 65.46M | |||
| Capital and Reserves |
Shell Western States Federal Credit Union
Martinez, CA |
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| Capital | 9.73M | |||
| Leverage Ratio | 12.48 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
Shell Western States Federal Credit Union
Martinez, CA |
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| Hot Money Ratio | 14.71% | |||
| Liquidity Ratio | 14.87% | |||
| Profitability |
Shell Western States Federal Credit Union
Martinez, CA |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | -176.00K | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | -0.58% | |||
| Overhead Efficiency Ratio | 118.61% | |||
| Return on Assets | -0.89% | |||
| Return on Equity | -7.17% | |||