B
VA Desert Pacific Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
20.74
Leverage
Ratio
22.15
Return On
Assets
1.41%
Total
Assets
94.74M
Capital
19.65M
Total
Deposits
73.96M
Net
Income
990.00K
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Weiss Ratings VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 9.80
Stability Index 6.30
Company Info VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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NCUA Charter Number 1316
Phone Number (562) 498-1250
Website www.vadpfcu.org
Asset Quality VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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1-Year Asset Growth 4.35%
5-Year Asset Growth 3.01%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 0.92%
Non-Performing Loans to Loans 0.30%
Balance Sheet VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Total Assets 94.74M
Total Deposits 73.96M
Capital and Reserves VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Capital 19.65M
Leverage Ratio 22.15
Loan Loss Reserves to Loans 0.72%
Liquidity VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Hot Money Ratio 7.23%
Liquidity Ratio 12.48%
Profitability VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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5-Year Return on Average Assets 1.30%
Net Income 990.00K
Net Interest Spread 5.52%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 74.41%
Return on Assets 1.41%
Return on Equity 7.08%