B
VA Desert Pacific Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
19.63
Leverage
Ratio
21.80
Return On
Assets
1.73%
Total
Assets
93.30M
Capital
18.32M
Total
Deposits
73.62M
Net
Income
396.00K
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Weiss Ratings VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 9.50
Stability Index 6.30
Company Info VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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NCUA Charter Number 1316
Phone Number (562) 498-1250
Website www.vadpfcu.org
Asset Quality VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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1-Year Asset Growth 4.15%
5-Year Asset Growth 3.01%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.21%
Non-Performing Loans to Loans 0.07%
Balance Sheet VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Total Assets 93.30M
Total Deposits 73.62M
Capital and Reserves VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Capital 18.32M
Leverage Ratio 21.80
Loan Loss Reserves to Loans 0.69%
Liquidity VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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Hot Money Ratio 5.81%
Liquidity Ratio 17.64%
Profitability VA Desert Pacific Federal Credit Union
Signal Hill, CA 		Click to
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5-Year Return on Average Assets 1.30%
Net Income 396.00K
Net Interest Spread 5.46%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 72.64%
Return on Assets 1.73%
Return on Equity 8.91%