Philadelphia Letter Carriers Federal Credit Union
Major Rating Factors:
A current level of 12.1 percent of nonperforming loans to core capital contributes to the Good asset quality (5.2).
Other Rating Factors:
Weak liquidity 2.1, driven by a liquidity ratio of 11.2 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (46%), home mtgs (25%), other (29%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2512 South Broad Street
Philadelphia, PA 19145
Philadelphia, PA 19145
Phone Number
(215) 922-5474
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
Philadelphia, PA
Philadelphia, PA
Philadelphia, PA
Philadelphia, PA