C
Adirondack Regional Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.69
Leverage
Ratio
8.98
Return On
Assets
1.26%
Total
Assets
85.25M
Capital
7.41M
Total
Deposits
77.59M
Net
Income
529.00K
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Weiss Ratings Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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Rating C
Asset Quality Index 0.30
Capitalization Index 6.30
Liquidity Index 3.80
Profitability Index 6.80
Stability Index 4.00
Company Info Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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NCUA Charter Number 1319
Phone Number (518) 359-2921
Website www.adkcreditunion.com
Asset Quality Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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1-Year Asset Growth -4.10%
5-Year Asset Growth 10.58%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 6.22%
Non-Performing Loans to Capital 67.67%
Non-Performing Loans to Loans 1.23%
Balance Sheet Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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Total Assets 85.25M
Total Deposits 77.59M
Capital and Reserves Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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Capital 7.41M
Leverage Ratio 8.98
Loan Loss Reserves to Loans 0.86%
Liquidity Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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Hot Money Ratio 8.40%
Liquidity Ratio 24.29%
Profitability Adirondack Regional Federal Credit Union
Tupper Lake, NY 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 529.00K
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 74.10%
Return on Assets 1.26%
Return on Equity 14.86%