B
First Atlantic Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 8.90
Stability Index 8.40
Company Info First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 132
Phone Number (732) 380-3600
Website www.fafcu.com
Asset Quality First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.93%
5-Year Asset Growth 2.59%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 8.17%
Non-Performing Loans to Loans 1.34%
Balance Sheet First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 306.85M
Total Deposits 261.47M
Capital and Reserves First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 39.14M
Leverage Ratio 12.79
Loan Loss Reserves to Loans 0.79%
Liquidity First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 3.37%
Liquidity Ratio 27.07%
Profitability First Atlantic Federal Credit Union
Eatontown, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.98%
Net Income 908.00K
Net Interest Spread 5.22%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 62.50%
Return on Assets 1.20%
Return on Equity 9.39%