B
Security First Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Security First Federal Credit Union
Edinburg, TX
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Rating B
Asset Quality Index 5.60
Capitalization Index 9.00
Liquidity Index 3.70
Profitability Index 7.80
Stability Index 7.30
Company Info Security First Federal Credit Union
Edinburg, TX
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NCUA Charter Number 1320
Phone Number (956) 661-4000
Website www.securityfirstcu.com
Asset Quality Security First Federal Credit Union
Edinburg, TX
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1-Year Asset Growth 3.02%
5-Year Asset Growth 8.24%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 8.85%
Non-Performing Loans to Loans 1.44%
Balance Sheet Security First Federal Credit Union
Edinburg, TX
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Total Assets 517.54M
Total Deposits 456.15M
Capital and Reserves Security First Federal Credit Union
Edinburg, TX
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Capital 55.57M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 1.21%
Liquidity Security First Federal Credit Union
Edinburg, TX
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Hot Money Ratio 12.93%
Liquidity Ratio 22.28%
Profitability Security First Federal Credit Union
Edinburg, TX
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5-Year Return on Average Assets 0.81%
Net Income 3.30M
Net Interest Spread 4.65%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 73.73%
Return on Assets 0.85%
Return on Equity 8.14%