A
Michigan Columbus Federal Credit Union
LivoniaMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 6.90
Stability Index 7.10
Company Info Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1324
Phone Number (734) 425-5080
Website www.mcfcu.net
Asset Quality Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.79%
5-Year Asset Growth 9.69%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 4.44%
Non-Performing Loans to Loans 1.83%
Balance Sheet Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 73.01M
Total Deposits 61.14M
Capital and Reserves Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 11.46M
Leverage Ratio 15.70
Loan Loss Reserves to Loans 0.68%
Liquidity Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 29.58%
Profitability Michigan Columbus Federal Credit Union
Livonia, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.77%
Net Income 561.00K
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 69.64%
Return on Assets 0.99%
Return on Equity 6.70%