| Weiss Ratings |
Access Federal Credit Union
Clinton, NY |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
Access Federal Credit Union
Clinton, NY |
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| NCUA Charter Number | 1328 | |||
| Phone Number | (315) 557-1000 | |||
| Website | www.accessfcu.org | |||
| Asset Quality |
Access Federal Credit Union
Clinton, NY |
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| 1-Year Asset Growth | 12.97% | |||
| 5-Year Asset Growth | 8.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.95% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Access Federal Credit Union
Clinton, NY |
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| Total Assets | 286.34M | |||
| Total Deposits | 258.59M | |||
| Capital and Reserves |
Access Federal Credit Union
Clinton, NY |
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| Capital | 25.19M | |||
| Leverage Ratio | 9.06 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Access Federal Credit Union
Clinton, NY |
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| Hot Money Ratio | 9.98% | |||
| Liquidity Ratio | 24.37% | |||
| Profitability |
Access Federal Credit Union
Clinton, NY |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 726.00K | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 73.49% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 11.76% | |||