| Weiss Ratings |
Access Federal Credit Union
Clinton, NY |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 6.10 | |||
| Company Info |
Access Federal Credit Union
Clinton, NY |
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| NCUA Charter Number | 1328 | |||
| Phone Number | (315) 557-1000 | |||
| Website | www.accessfcu.org | |||
| Asset Quality |
Access Federal Credit Union
Clinton, NY |
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| 1-Year Asset Growth | 13.50% | |||
| 5-Year Asset Growth | 8.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.34% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Access Federal Credit Union
Clinton, NY |
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| Total Assets | 301.24M | |||
| Total Deposits | 271.41M | |||
| Capital and Reserves |
Access Federal Credit Union
Clinton, NY |
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| Capital | 27.57M | |||
| Leverage Ratio | 9.29 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Access Federal Credit Union
Clinton, NY |
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| Hot Money Ratio | 11.46% | |||
| Liquidity Ratio | 25.83% | |||
| Profitability |
Access Federal Credit Union
Clinton, NY |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 2.77M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 69.79% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 14.31% | |||