B
Lafayette Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lafayette Federal Credit Union
Rockville, MD
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.60
Liquidity Index 4.10
Profitability Index 7.10
Stability Index 8.60
Company Info Lafayette Federal Credit Union
Rockville, MD
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NCUA Charter Number 133
Phone Number (301) 929-7990
Website www.lfcu.org
Asset Quality Lafayette Federal Credit Union
Rockville, MD
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1-Year Asset Growth 5.01%
5-Year Asset Growth 24.01%
5-Year Charge-Offs to Average Loans 1.19%
Charge-Offs to Average Loans 1.91%
Non-Performing Assets to Assets 1.37%
Non-Performing Loans to Capital 10.15%
Non-Performing Loans to Loans 1.93%
Balance Sheet Lafayette Federal Credit Union
Rockville, MD
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Total Assets 2.15B
Total Deposits 1.87B
Capital and Reserves Lafayette Federal Credit Union
Rockville, MD
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Capital 241.84M
Leverage Ratio 12.69
Loan Loss Reserves to Loans 3.24%
Liquidity Lafayette Federal Credit Union
Rockville, MD
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Hot Money Ratio 46.19%
Liquidity Ratio 53.91%
Profitability Lafayette Federal Credit Union
Rockville, MD
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5-Year Return on Average Assets 3.95%
Net Income 8.59M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 62.48%
Return on Assets 0.56%
Return on Equity 4.87%