| Weiss Ratings |
Lafayette Federal Credit Union
Rockville, MD |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 9.40 | |||
| Company Info |
Lafayette Federal Credit Union
Rockville, MD |
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| NCUA Charter Number | 133 | |||
| Phone Number | (301) 929-7990 | |||
| Website | www.lfcu.org | |||
| Asset Quality |
Lafayette Federal Credit Union
Rockville, MD |
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| 1-Year Asset Growth | 11.71% | |||
| 5-Year Asset Growth | 28.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.68% | |||
| Charge-Offs to Average Loans | 2.98% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 8.83% | |||
| Non-Performing Loans to Loans | 1.61% | |||
| Balance Sheet |
Lafayette Federal Credit Union
Rockville, MD |
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| Total Assets | 2.05B | |||
| Total Deposits | 1.76B | |||
| Capital and Reserves |
Lafayette Federal Credit Union
Rockville, MD |
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| Capital | 232.17M | |||
| Leverage Ratio | 13.82 | |||
| Loan Loss Reserves to Loans | 3.72% | |||
| Liquidity |
Lafayette Federal Credit Union
Rockville, MD |
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| Hot Money Ratio | 41.99% | |||
| Liquidity Ratio | 33.06% | |||
| Profitability |
Lafayette Federal Credit Union
Rockville, MD |
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| 5-Year Return on Average Assets | 3.97% | |||
| Net Income | 2.85M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 2.25% | |||
| Overhead Efficiency Ratio | 50.85% | |||
| Return on Assets | 0.19% | |||
| Return on Equity | 1.65% | |||