| Weiss Ratings |
Lafayette Federal Credit Union
Rockville, MD |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 9.40 | |||
| Company Info |
Lafayette Federal Credit Union
Rockville, MD |
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| NCUA Charter Number | 133 | |||
| Phone Number | (301) 929-7990 | |||
| Website | www.lfcu.org | |||
| Asset Quality |
Lafayette Federal Credit Union
Rockville, MD |
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| 1-Year Asset Growth | 12.05% | |||
| 5-Year Asset Growth | 28.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.68% | |||
| Charge-Offs to Average Loans | 3.52% | |||
| Non-Performing Assets to Assets | 1.37% | |||
| Non-Performing Loans to Capital | 9.44% | |||
| Non-Performing Loans to Loans | 1.76% | |||
| Balance Sheet |
Lafayette Federal Credit Union
Rockville, MD |
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| Total Assets | 2.02B | |||
| Total Deposits | 1.74B | |||
| Capital and Reserves |
Lafayette Federal Credit Union
Rockville, MD |
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| Capital | 230.29M | |||
| Leverage Ratio | 13.94 | |||
| Loan Loss Reserves to Loans | 4.03% | |||
| Liquidity |
Lafayette Federal Credit Union
Rockville, MD |
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| Hot Money Ratio | 39.20% | |||
| Liquidity Ratio | 35.00% | |||
| Profitability |
Lafayette Federal Credit Union
Rockville, MD |
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| 5-Year Return on Average Assets | 3.97% | |||
| Net Income | 1.02M | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 2.82% | |||
| Overhead Efficiency Ratio | 43.35% | |||
| Return on Assets | 0.20% | |||
| Return on Equity | 1.77% | |||