B
Roanoke Valley Community Federal Credit Union
Roanoke,  VA
Rating Date
December 2025
Net Capital
Ratio
16.03
Leverage
Ratio
16.04
Return On
Assets
1.54%
Total
Assets
101.95M
Capital
16.34M
Total
Deposits
85.15M
Net
Income
1.20M
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Weiss Ratings Roanoke Valley Community Federal Credit Union
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 9.80
Stability Index 6.30
Company Info Roanoke Valley Community Federal Credit Union
Roanoke, VA 		Click to
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NCUA Charter Number 1333
Phone Number (540) 982-3931
Website www.rvccu.org
Asset Quality Roanoke Valley Community Federal Credit Union
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1-Year Asset Growth -5.70%
5-Year Asset Growth 6.07%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 4.47%
Non-Performing Loans to Loans 0.96%
Balance Sheet Roanoke Valley Community Federal Credit Union
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Total Assets 101.95M
Total Deposits 85.15M
Capital and Reserves Roanoke Valley Community Federal Credit Union
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Capital 16.34M
Leverage Ratio 16.04
Loan Loss Reserves to Loans 0.27%
Liquidity Roanoke Valley Community Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 16.59%
Profitability Roanoke Valley Community Federal Credit Union
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5-Year Return on Average Assets 1.16%
Net Income 1.20M
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 67.66%
Return on Assets 1.54%
Return on Equity 10.17%