D
AltaOne Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 6.70
Capitalization Index 3.80
Liquidity Index 2.50
Profitability Index 2.60
Stability Index 2.90
Company Info AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1336
Phone Number (800) 433-9727
Website altaone.org
Asset Quality AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 14.37%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 0.74%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 9.54%
Non-Performing Loans to Loans 0.77%
Balance Sheet AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 945.80M
Total Deposits 855.24M
Capital and Reserves AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 57.40M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 1.71%
Liquidity AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.31%
Liquidity Ratio 11.09%
Profitability AltaOne Federal Credit Union
Ridgecrest, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.17%
Net Income 123.00K
Net Interest Spread 3.75%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 85.02%
Return on Assets 0.05%
Return on Equity 0.87%