C
AltaOne Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings AltaOne Federal Credit Union
Ridgecrest, CA
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Rating C
Asset Quality Index 7.00
Capitalization Index 4.40
Liquidity Index 2.80
Profitability Index 1.50
Stability Index 4.20
Company Info AltaOne Federal Credit Union
Ridgecrest, CA
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NCUA Charter Number 1336
Phone Number (760) 371-7000
Website altaone.org
Asset Quality AltaOne Federal Credit Union
Ridgecrest, CA
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1-Year Asset Growth 4.03%
5-Year Asset Growth 5.59%
5-Year Charge-Offs to Average Loans 0.81%
Charge-Offs to Average Loans 1.06%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 6.55%
Non-Performing Loans to Loans 0.59%
Balance Sheet AltaOne Federal Credit Union
Ridgecrest, CA
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Total Assets 826.82M
Total Deposits 755.18M
Capital and Reserves AltaOne Federal Credit Union
Ridgecrest, CA
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Capital 56.02M
Leverage Ratio 8.68
Loan Loss Reserves to Loans 1.47%
Liquidity AltaOne Federal Credit Union
Ridgecrest, CA
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Hot Money Ratio 14.45%
Liquidity Ratio 11.39%
Profitability AltaOne Federal Credit Union
Ridgecrest, CA
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5-Year Return on Average Assets 0.26%
Net Income 427.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 84.65%
Return on Assets 0.21%
Return on Equity 3.05%