C
AltaOne Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings AltaOne Federal Credit Union
Ridgecrest, CA
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Rating C
Asset Quality Index 6.40
Capitalization Index 4.00
Liquidity Index 2.50
Profitability Index 3.60
Stability Index 3.30
Company Info AltaOne Federal Credit Union
Ridgecrest, CA
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NCUA Charter Number 1336
Phone Number (800) 433-9727
Website altaone.org
Asset Quality AltaOne Federal Credit Union
Ridgecrest, CA
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1-Year Asset Growth 3.25%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 0.76%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 10.55%
Non-Performing Loans to Loans 0.81%
Balance Sheet AltaOne Federal Credit Union
Ridgecrest, CA
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Total Assets 962.54M
Total Deposits 868.54M
Capital and Reserves AltaOne Federal Credit Union
Ridgecrest, CA
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Capital 60.24M
Leverage Ratio 9.27
Loan Loss Reserves to Loans 1.60%
Liquidity AltaOne Federal Credit Union
Ridgecrest, CA
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Hot Money Ratio 16.45%
Liquidity Ratio 11.55%
Profitability AltaOne Federal Credit Union
Ridgecrest, CA
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5-Year Return on Average Assets 0.17%
Net Income 1.23M
Net Interest Spread 3.94%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 84.57%
Return on Assets 0.17%
Return on Equity 2.81%