| Weiss Ratings |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 9.20 | |||
| Company Info |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 134 | |||
| Phone Number | (800) 642-7515 | |||
| Website | www.firstcitizens.org | |||
| Asset Quality |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.62% | |||
| 5-Year Asset Growth | -2.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 2.69% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 690.89M | |||
| Total Deposits | 553.26M | |||
| Capital and Reserves |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 132.87M | |||
| Leverage Ratio | 19.30 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.05% | |||
| Liquidity Ratio | 34.09% | |||
| Profitability |
First Citizens Federal Credit Union
Fairhaven, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 1.97M | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 74.49% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 5.99% | |||