| Weiss Ratings |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 9.20 | |||
| Company Info |
First Citizens Federal Credit Union
Fairhaven, MA |
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| NCUA Charter Number | 134 | |||
| Phone Number | (800) 642-7515 | |||
| Website | www.firstcitizens.org | |||
| Asset Quality |
First Citizens Federal Credit Union
Fairhaven, MA |
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| 1-Year Asset Growth | -1.09% | |||
| 5-Year Asset Growth | -2.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 2.69% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Total Assets | 686.27M | |||
| Total Deposits | 547.06M | |||
| Capital and Reserves |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Capital | 135.05M | |||
| Leverage Ratio | 19.74 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Hot Money Ratio | 7.05% | |||
| Liquidity Ratio | 34.09% | |||
| Profitability |
First Citizens Federal Credit Union
Fairhaven, MA |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 3.82M | |||
| Net Interest Spread | 5.06% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 74.49% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 5.74% | |||