| Weiss Ratings |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Citizens Federal Credit Union
Fairhaven, MA |
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| NCUA Charter Number | 134 | |||
| Phone Number | (800) 642-7515 | |||
| Website | www.firstcitizens.org | |||
| Asset Quality |
First Citizens Federal Credit Union
Fairhaven, MA |
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| 1-Year Asset Growth | -10.42% | |||
| 5-Year Asset Growth | -1.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 3.31% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Total Assets | 709.46M | |||
| Total Deposits | 571.51M | |||
| Capital and Reserves |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Capital | 125.78M | |||
| Leverage Ratio | 17.84 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
First Citizens Federal Credit Union
Fairhaven, MA |
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| Hot Money Ratio | 6.92% | |||
| Liquidity Ratio | 16.66% | |||
| Profitability |
First Citizens Federal Credit Union
Fairhaven, MA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 2.71M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 73.29% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 8.71% | |||