A
Chessie Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Chessie Federal Credit Union
Cumberland, MD
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Rating A
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 10.00
Stability Index 8.10
Company Info Chessie Federal Credit Union
Cumberland, MD
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NCUA Charter Number 1340
Phone Number (301) 777-1781
Website www.chessiefcu.org
Asset Quality Chessie Federal Credit Union
Cumberland, MD
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1-Year Asset Growth 3.61%
5-Year Asset Growth 7.87%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 6.01%
Non-Performing Loans to Loans 1.39%
Balance Sheet Chessie Federal Credit Union
Cumberland, MD
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Total Assets 421.55M
Total Deposits 363.00M
Capital and Reserves Chessie Federal Credit Union
Cumberland, MD
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Capital 55.55M
Leverage Ratio 13.21
Loan Loss Reserves to Loans 0.77%
Liquidity Chessie Federal Credit Union
Cumberland, MD
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Hot Money Ratio 4.12%
Liquidity Ratio 48.79%
Profitability Chessie Federal Credit Union
Cumberland, MD
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5-Year Return on Average Assets 0.81%
Net Income 4.59M
Net Interest Spread 6.13%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 69.60%
Return on Assets 1.46%
Return on Equity 11.49%