B
Gulf Coast Educators Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Coast Educators Federal Credit Union
Pasadena, TX
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 5.80
Stability Index 5.70
Company Info Gulf Coast Educators Federal Credit Union
Pasadena, TX
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NCUA Charter Number 1342
Phone Number (281) 487-9333
Website www.gcefcu.org
Asset Quality Gulf Coast Educators Federal Credit Union
Pasadena, TX
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1-Year Asset Growth -1.18%
5-Year Asset Growth 7.29%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 4.75%
Non-Performing Loans to Loans 0.84%
Balance Sheet Gulf Coast Educators Federal Credit Union
Pasadena, TX
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Total Assets 1.26B
Total Deposits 1.03B
Capital and Reserves Gulf Coast Educators Federal Credit Union
Pasadena, TX
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Capital 148.58M
Leverage Ratio 15.22
Loan Loss Reserves to Loans 0.90%
Liquidity Gulf Coast Educators Federal Credit Union
Pasadena, TX
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Hot Money Ratio 38.59%
Liquidity Ratio 14.81%
Profitability Gulf Coast Educators Federal Credit Union
Pasadena, TX
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5-Year Return on Average Assets 0.85%
Net Income 4.45M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 74.85%
Return on Assets 0.48%
Return on Equity 4.23%