Iron Mountain-Kingsford Community Federal Credit Union

Kingsford, MI

Rating Date

December 2025

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Ratio

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Weiss Ratings	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	8.00
Profitability Index	9.50
Stability Index	10.00

Company Info	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1345
Phone Number	(906) 774-6020
Website	www.pcbranch.com

Asset Quality	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.75%
5-Year Asset Growth	5.73%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.15%
Non-Performing Assets to Assets	0.06%
Non-Performing Loans to Capital	0.33%
Non-Performing Loans to Loans	0.23%

Balance Sheet	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	142.76M
Total Deposits	117.01M

Capital and Reserves	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Capital	24.77M
Leverage Ratio	17.35
Loan Loss Reserves to Loans	0.70%

Liquidity	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.30%
Liquidity Ratio	69.24%

Profitability	Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.16%
Net Income	2.14M
Net Interest Spread	5.95%
Operating Profit to Average Assets	2.01%
Overhead Efficiency Ratio	57.96%
Return on Assets	1.99%
Return on Equity	12.03%