A
Iron Mountain-Kingsford Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
16.20
Leverage
Ratio
16.20
Return On
Assets
1.95%
Total
Assets
143.98M
Capital
23.33M
Total
Deposits
119.81M
Net
Income
691.00K
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Weiss Ratings Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.00
Profitability Index 9.00
Stability Index 10.00
Company Info Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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NCUA Charter Number 1345
Phone Number (906) 774-6020
Website www.pcbranch.com
Asset Quality Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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1-Year Asset Growth 4.17%
5-Year Asset Growth 5.73%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.19%
Balance Sheet Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Total Assets 143.98M
Total Deposits 119.81M
Capital and Reserves Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Capital 23.33M
Leverage Ratio 16.20
Loan Loss Reserves to Loans 0.78%
Liquidity Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Hot Money Ratio 1.94%
Liquidity Ratio 67.90%
Profitability Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 691.00K
Net Interest Spread 6.01%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 58.84%
Return on Assets 1.95%
Return on Equity 12.03%