A
Iron Mountain-Kingsford Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
16.72
Leverage
Ratio
16.72
Return On
Assets
1.98%
Total
Assets
143.85M
Capital
24.05M
Total
Deposits
118.86M
Net
Income
1.42M
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Weiss Ratings Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.00
Profitability Index 9.50
Stability Index 10.00
Company Info Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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NCUA Charter Number 1345
Phone Number (906) 774-6020
Website www.pcbranch.com
Asset Quality Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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1-Year Asset Growth 3.27%
5-Year Asset Growth 5.73%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.42%
Non-Performing Loans to Loans 0.28%
Balance Sheet Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Total Assets 143.85M
Total Deposits 118.86M
Capital and Reserves Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Capital 24.05M
Leverage Ratio 16.72
Loan Loss Reserves to Loans 0.80%
Liquidity Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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Hot Money Ratio 2.28%
Liquidity Ratio 69.60%
Profitability Iron Mountain-Kingsford Community Federal Credit Union
Kingsford, MI 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 1.42M
Net Interest Spread 6.01%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 57.95%
Return on Assets 1.98%
Return on Equity 12.14%