A
Two Harbors Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
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Capital
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Weiss Ratings Two Harbors Federal Credit Union
Two Harbors, MN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 5.80
Stability Index 9.20
Company Info Two Harbors Federal Credit Union
Two Harbors, MN
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NCUA Charter Number 1354
Phone Number (218) 834-2266
Website www.thfcu.org
Asset Quality Two Harbors Federal Credit Union
Two Harbors, MN
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1-Year Asset Growth 5.21%
5-Year Asset Growth 5.73%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.24%
Non-Performing Loans to Loans 0.12%
Balance Sheet Two Harbors Federal Credit Union
Two Harbors, MN
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Total Assets 116.01M
Total Deposits 98.74M
Capital and Reserves Two Harbors Federal Credit Union
Two Harbors, MN
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Capital 16.22M
Leverage Ratio 13.99
Loan Loss Reserves to Loans 0.31%
Liquidity Two Harbors Federal Credit Union
Two Harbors, MN
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Hot Money Ratio 15.27%
Liquidity Ratio 24.29%
Profitability Two Harbors Federal Credit Union
Two Harbors, MN
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5-Year Return on Average Assets 0.64%
Net Income 441.00K
Net Interest Spread 3.53%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 73.29%
Return on Assets 0.78%
Return on Equity 5.50%