YS Federal Credit Union
| Weiss Ratings |
YS Federal Credit Union
Yellow Springs, OH |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 4.40 | |||
| Company Info |
YS Federal Credit Union
Yellow Springs, OH |
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| NCUA Charter Number | 1356 | |||
| Phone Number | (937) 767-7377 | |||
| Website | www.yscu.org | |||
| Asset Quality |
YS Federal Credit Union
Yellow Springs, OH |
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| 1-Year Asset Growth | -12.32% | |||
| 5-Year Asset Growth | 1.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 0.86% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
YS Federal Credit Union
Yellow Springs, OH |
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| Total Assets | 23.39M | |||
| Total Deposits | 20.99M | |||
| Capital and Reserves |
YS Federal Credit Union
Yellow Springs, OH |
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| Capital | 2.34M | |||
| Leverage Ratio | 10.00 | |||
| Loan Loss Reserves to Loans | 0.01% | |||
| Liquidity |
YS Federal Credit Union
Yellow Springs, OH |
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| Hot Money Ratio | 0.49% | |||
| Liquidity Ratio | 34.07% | |||
| Profitability |
YS Federal Credit Union
Yellow Springs, OH |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 73.00K | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 90.73% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 3.17% | |||