True Sky Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.7 on a scale of 0 to 10).
Other Rating Factors:
Weak current capitalization (1.5 on a scale of 0 to 10) based on a net capital to total assets of 4.7 and a net worth ratio of 0.0. Weak liquidity 2.5, driven by a liquidity ratio of 7.9 percent and a “hot money” ratio of 16.1 percent.
Asset Mix:
Consumer loans (33%), home mtgs (24%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
10201 South Western Avenue
Oklahoma City, OK 73139
Oklahoma City, OK 73139
Phone Number
(405) 682-1990
NCUA Charter Number
Website
Largest Competitors
Oklahoma City, OK
Oklahoma City, OK
Oklahoma City, OK
Oklahoma City, OK
Oklahoma City, OK