D
Texarkana Terminal Empl Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.52
Leverage
Ratio
9.52
Return On
Assets
0.70%
Total
Assets
10.65M
Capital
1.01M
Total
Deposits
9.56M
Net
Income
58.00K
My Lists My Alerts
Weiss Ratings Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 8.60
Capitalization Index 7.10
Liquidity Index 3.60
Profitability Index 3.50
Stability Index 2.40
Company Info Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1366
Phone Number (903) 794-8216
Website www.texarkanaterminalfcu.com
Asset Quality Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -13.88%
5-Year Asset Growth -0.79%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.18%
Non-Performing Loans to Loans 0.03%
Balance Sheet Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 10.65M
Total Deposits 9.56M
Capital and Reserves Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 1.01M
Leverage Ratio 9.52
Loan Loss Reserves to Loans 1.22%
Liquidity Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 12.47%
Liquidity Ratio 7.62%
Profitability Texarkana Terminal Empl Federal Credit Union
Texarkana, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets -0.33%
Net Income 58.00K
Net Interest Spread 6.62%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 89.39%
Return on Assets 0.70%
Return on Equity 7.88%