A
First Coast Community Credit Union
PalatkaFL
Rating Date
December 2025
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Weiss Ratings First Coast Community Credit Union
Palatka, FL
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 5.40
Stability Index 8.60
Company Info First Coast Community Credit Union
Palatka, FL
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NCUA Charter Number 1367
Phone Number (386) 328-5555
Website www.firstcoastccu.com
Asset Quality First Coast Community Credit Union
Palatka, FL
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1-Year Asset Growth 1.16%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.96%
Non-Performing Loans to Loans 0.35%
Balance Sheet First Coast Community Credit Union
Palatka, FL
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Total Assets 149.68M
Total Deposits 129.20M
Capital and Reserves First Coast Community Credit Union
Palatka, FL
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Capital 19.59M
Leverage Ratio 13.23
Loan Loss Reserves to Loans 0.88%
Liquidity First Coast Community Credit Union
Palatka, FL
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Hot Money Ratio 2.24%
Liquidity Ratio 33.31%
Profitability First Coast Community Credit Union
Palatka, FL
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5-Year Return on Average Assets 0.66%
Net Income 928.00K
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 78.24%
Return on Assets 0.82%
Return on Equity 6.46%