B
Wayne-Westland Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Wayne-Westland Federal Credit Union
Westland, MI
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Rating B
Asset Quality Index 7.90
Capitalization Index 6.20
Liquidity Index 4.50
Profitability Index 8.50
Stability Index 4.70
Company Info Wayne-Westland Federal Credit Union
Westland, MI
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NCUA Charter Number 1384
Phone Number (734) 721-5700
Website www.wwfcu.org
Asset Quality Wayne-Westland Federal Credit Union
Westland, MI
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1-Year Asset Growth 5.86%
5-Year Asset Growth 5.89%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 4.88%
Non-Performing Loans to Loans 0.79%
Balance Sheet Wayne-Westland Federal Credit Union
Westland, MI
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Total Assets 152.08M
Total Deposits 138.63M
Capital and Reserves Wayne-Westland Federal Credit Union
Westland, MI
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Capital 13.13M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 1.36%
Liquidity Wayne-Westland Federal Credit Union
Westland, MI
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Hot Money Ratio 5.99%
Liquidity Ratio 23.69%
Profitability Wayne-Westland Federal Credit Union
Westland, MI
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5-Year Return on Average Assets 0.63%
Net Income 1.33M
Net Interest Spread 4.44%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 72.41%
Return on Assets 1.18%
Return on Equity 15.45%