B
Wayne-Westland Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wayne-Westland Federal Credit Union
Westland, MI
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Rating B
Asset Quality Index 7.70
Capitalization Index 4.60
Liquidity Index 4.30
Profitability Index 5.60
Stability Index 4.20
Company Info Wayne-Westland Federal Credit Union
Westland, MI
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NCUA Charter Number 1384
Phone Number (734) 721-5700
Website www.wwfcu.org
Asset Quality Wayne-Westland Federal Credit Union
Westland, MI
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1-Year Asset Growth 1.21%
5-Year Asset Growth 5.89%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 6.50%
Non-Performing Loans to Loans 0.88%
Balance Sheet Wayne-Westland Federal Credit Union
Westland, MI
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Total Assets 149.80M
Total Deposits 138.43M
Capital and Reserves Wayne-Westland Federal Credit Union
Westland, MI
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Capital 11.03M
Leverage Ratio 10.33
Loan Loss Reserves to Loans 1.39%
Liquidity Wayne-Westland Federal Credit Union
Westland, MI
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Hot Money Ratio 4.40%
Liquidity Ratio 19.65%
Profitability Wayne-Westland Federal Credit Union
Westland, MI
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5-Year Return on Average Assets 0.63%
Net Income 327.00K
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 77.04%
Return on Assets 0.89%
Return on Equity 12.46%