| Weiss Ratings |
Route 31 Federal Credit Union
Muskegon, MI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 6.90 | |||
| Company Info |
Route 31 Federal Credit Union
Muskegon, MI |
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| NCUA Charter Number | 1395 | |||
| Phone Number | (231) 726-4871 | |||
| Website | www.route31cu.com | |||
| Asset Quality |
Route 31 Federal Credit Union
Muskegon, MI |
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| 1-Year Asset Growth | 3.56% | |||
| 5-Year Asset Growth | 7.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Route 31 Federal Credit Union
Muskegon, MI |
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| Total Assets | 94.05M | |||
| Total Deposits | 80.81M | |||
| Capital and Reserves |
Route 31 Federal Credit Union
Muskegon, MI |
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| Capital | 11.68M | |||
| Leverage Ratio | 12.87 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Route 31 Federal Credit Union
Muskegon, MI |
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| Hot Money Ratio | 10.11% | |||
| Liquidity Ratio | 18.98% | |||
| Profitability |
Route 31 Federal Credit Union
Muskegon, MI |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 134.00K | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 85.06% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 4.62% | |||