| Weiss Ratings |
Route 31 Federal Credit Union
Muskegon, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 6.90 | |||
| Company Info |
Route 31 Federal Credit Union
Muskegon, MI |
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| NCUA Charter Number | 1395 | |||
| Phone Number | (231) 726-4871 | |||
| Website | route31cu.com | |||
| Asset Quality |
Route 31 Federal Credit Union
Muskegon, MI |
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| 1-Year Asset Growth | 2.65% | |||
| 5-Year Asset Growth | 7.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.13% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Route 31 Federal Credit Union
Muskegon, MI |
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| Total Assets | 95.31M | |||
| Total Deposits | 81.08M | |||
| Capital and Reserves |
Route 31 Federal Credit Union
Muskegon, MI |
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| Capital | 12.26M | |||
| Leverage Ratio | 13.14 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Route 31 Federal Credit Union
Muskegon, MI |
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| Hot Money Ratio | 11.14% | |||
| Liquidity Ratio | 18.13% | |||
| Profitability |
Route 31 Federal Credit Union
Muskegon, MI |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 560.00K | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 81.52% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 6.30% | |||