| Weiss Ratings |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 6.90 | |||
| Company Info |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1395 | |||
| Phone Number | (231) 726-4871 | |||
| Website | route31cu.com | |||
| Asset Quality |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.56% | |||
| 5-Year Asset Growth | 8.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.54% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 98.41M | |||
| Total Deposits | 83.61M | |||
| Capital and Reserves |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 12.96M | |||
| Leverage Ratio | 13.29 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.16% | |||
| Liquidity Ratio | 24.04% | |||
| Profitability |
Route 31 Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 307.00K | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 86.55% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 4.80% | |||