C
OCNAC No 1 Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Rating C
Asset Quality Index 7.40
Capitalization Index 9.90
Liquidity Index 6.80
Profitability Index 8.50
Stability Index 4.90
Company Info OCNAC No 1 Federal Credit Union
Jersey City, NJ
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NCUA Charter Number 1397
Phone Number (201) 420-1026
Website www.ocnac.com
Asset Quality OCNAC No 1 Federal Credit Union
Jersey City, NJ
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1-Year Asset Growth 4.05%
5-Year Asset Growth 0.65%
5-Year Charge-Offs to Average Loans 3.04%
Charge-Offs to Average Loans 2.04%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 4.57%
Non-Performing Loans to Loans 2.92%
Balance Sheet OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Total Assets 7.14M
Total Deposits 6.20M
Capital and Reserves OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Capital 822.00K
Leverage Ratio 11.68
Loan Loss Reserves to Loans 15.95%
Liquidity OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Hot Money Ratio 0.00%
Liquidity Ratio 63.03%
Profitability OCNAC No 1 Federal Credit Union
Jersey City, NJ
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5-Year Return on Average Assets 0.17%
Net Income 70.00K
Net Interest Spread 8.41%
Operating Profit to Average Assets 2.62%
Overhead Efficiency Ratio 59.28%
Return on Assets 1.35%
Return on Equity 11.98%