D
OCNAC No 1 Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 6.30
Capitalization Index 7.90
Liquidity Index 6.50
Profitability Index 4.40
Stability Index 3.00
Company Info OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1397
Phone Number (201) 420-1026
Website www.ocnac.com
Asset Quality OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -12.13%
5-Year Asset Growth 1.52%
5-Year Charge-Offs to Average Loans 2.99%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.31%
Non-Performing Loans to Capital 9.94%
Non-Performing Loans to Loans 4.65%
Balance Sheet OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 6.85M
Total Deposits 6.09M
Capital and Reserves OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 691.00K
Leverage Ratio 10.40
Loan Loss Reserves to Loans 11.07%
Liquidity OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 58.91%
Profitability OCNAC No 1 Federal Credit Union
Jersey City, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.10%
Net Income 6.00K
Net Interest Spread 7.90%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 67.92%
Return on Assets 0.35%
Return on Equity 3.49%