C
OCNAC No 1 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Rating C
Asset Quality Index 7.60
Capitalization Index 9.60
Liquidity Index 6.50
Profitability Index 6.40
Stability Index 4.30
Company Info OCNAC No 1 Federal Credit Union
Jersey City, NJ
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NCUA Charter Number 1397
Phone Number (201) 420-1026
Website www.ocnac.com
Asset Quality OCNAC No 1 Federal Credit Union
Jersey City, NJ
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1-Year Asset Growth 1.35%
5-Year Asset Growth 0.65%
5-Year Charge-Offs to Average Loans 3.04%
Charge-Offs to Average Loans 0.90%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 4.11%
Non-Performing Loans to Loans 2.41%
Balance Sheet OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Total Assets 6.97M
Total Deposits 6.08M
Capital and Reserves OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Capital 781.00K
Leverage Ratio 11.37
Loan Loss Reserves to Loans 16.14%
Liquidity OCNAC No 1 Federal Credit Union
Jersey City, NJ
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Hot Money Ratio 0.00%
Liquidity Ratio 57.06%
Profitability OCNAC No 1 Federal Credit Union
Jersey City, NJ
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5-Year Return on Average Assets 0.17%
Net Income 29.00K
Net Interest Spread 8.24%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 58.97%
Return on Assets 0.85%
Return on Equity 7.55%