| Weiss Ratings |
Sidney Federal Credit Union
Sidney, NY |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
Sidney Federal Credit Union
Sidney, NY |
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| NCUA Charter Number | 1400 | |||
| Phone Number | (607) 561-7300 | |||
| Website | www.sfcuonline.org | |||
| Asset Quality |
Sidney Federal Credit Union
Sidney, NY |
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| 1-Year Asset Growth | 13.87% | |||
| 5-Year Asset Growth | 15.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.67% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 8.89% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Sidney Federal Credit Union
Sidney, NY |
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| Total Assets | 1.13B | |||
| Total Deposits | 1.01B | |||
| Capital and Reserves |
Sidney Federal Credit Union
Sidney, NY |
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| Capital | 108.43M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Sidney Federal Credit Union
Sidney, NY |
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| Hot Money Ratio | 25.03% | |||
| Liquidity Ratio | 4.34% | |||
| Profitability |
Sidney Federal Credit Union
Sidney, NY |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 5.05M | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 69.88% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 9.62% | |||