Strata Federal Credit Union
| Weiss Ratings |
Strata Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 8.40 | |||
| Company Info |
Strata Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1404 | |||
| Phone Number | (661) 327-9461 | |||
| Website | www.stratacu.org | |||
| Asset Quality |
Strata Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | -1.23% | |||
| 5-Year Asset Growth | 4.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.93% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 2.55% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Strata Federal Credit Union
Bakersfield, CA |
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| Total Assets | 338.16M | |||
| Total Deposits | 285.50M | |||
| Capital and Reserves |
Strata Federal Credit Union
Bakersfield, CA |
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| Capital | 47.69M | |||
| Leverage Ratio | 14.15 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Liquidity |
Strata Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 4.01% | |||
| Liquidity Ratio | 18.42% | |||
| Profitability |
Strata Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 671.00K | |||
| Net Interest Spread | 5.82% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 85.32% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 2.85% | |||