Strata Federal Credit Union
| Weiss Ratings |
Strata Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 8.30 | |||
| Company Info |
Strata Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1404 | |||
| Phone Number | (661) 327-9461 | |||
| Website | www.stratacu.org | |||
| Asset Quality |
Strata Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | 3.48% | |||
| 5-Year Asset Growth | 6.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 1.02% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.41% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Strata Federal Credit Union
Bakersfield, CA |
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| Total Assets | 349.24M | |||
| Total Deposits | 290.59M | |||
| Capital and Reserves |
Strata Federal Credit Union
Bakersfield, CA |
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| Capital | 43.65M | |||
| Leverage Ratio | 12.57 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Strata Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 4.87% | |||
| Liquidity Ratio | 17.39% | |||
| Profitability |
Strata Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 196.00K | |||
| Net Interest Spread | 5.35% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 75.22% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 1.80% | |||