Strata Federal Credit Union
| Weiss Ratings |
Strata Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Strata Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1404 | |||
| Phone Number | (661) 327-9461 | |||
| Website | www.stratacu.org | |||
| Asset Quality |
Strata Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | -0.19% | |||
| 5-Year Asset Growth | 6.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 3.22% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Strata Federal Credit Union
Bakersfield, CA |
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| Total Assets | 338.35M | |||
| Total Deposits | 286.61M | |||
| Capital and Reserves |
Strata Federal Credit Union
Bakersfield, CA |
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| Capital | 47.06M | |||
| Leverage Ratio | 13.95 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Strata Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 5.42% | |||
| Liquidity Ratio | 16.82% | |||
| Profitability |
Strata Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 3.73M | |||
| Net Interest Spread | 5.38% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 66.87% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 11.04% | |||