| Weiss Ratings |
LM Federal Credit Union
Baltimore, MD |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 6.00 | |||
| Company Info |
LM Federal Credit Union
Baltimore, MD |
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| NCUA Charter Number | 1405 | |||
| Phone Number | (410) 687-5240 | |||
| Website | www.lmfcu.org | |||
| Asset Quality |
LM Federal Credit Union
Baltimore, MD |
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| 1-Year Asset Growth | 5.68% | |||
| 5-Year Asset Growth | 7.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.27% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
LM Federal Credit Union
Baltimore, MD |
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| Total Assets | 59.87M | |||
| Total Deposits | 52.81M | |||
| Capital and Reserves |
LM Federal Credit Union
Baltimore, MD |
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| Capital | 6.87M | |||
| Leverage Ratio | 11.48 | |||
| Loan Loss Reserves to Loans | 0.31% | |||
| Liquidity |
LM Federal Credit Union
Baltimore, MD |
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| Hot Money Ratio | 4.62% | |||
| Liquidity Ratio | 31.08% | |||
| Profitability |
LM Federal Credit Union
Baltimore, MD |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 709.00K | |||
| Net Interest Spread | 5.36% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 62.37% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 14.51% | |||