B
Tri State Rail Federal Credit Union
EriePA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Tri State Rail Federal Credit Union
Erie, PA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 6.00
Stability Index 5.70
Company Info Tri State Rail Federal Credit Union
Erie, PA
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NCUA Charter Number 1409
Phone Number (814) 455-0092
Website www.tristaterailfcu.com
Asset Quality Tri State Rail Federal Credit Union
Erie, PA
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1-Year Asset Growth -0.06%
5-Year Asset Growth 8.74%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 1.24%
Balance Sheet Tri State Rail Federal Credit Union
Erie, PA
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Total Assets 20.26M
Total Deposits 16.28M
Capital and Reserves Tri State Rail Federal Credit Union
Erie, PA
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Capital 3.90M
Leverage Ratio 19.24
Loan Loss Reserves to Loans 1.02%
Liquidity Tri State Rail Federal Credit Union
Erie, PA
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Hot Money Ratio 0.00%
Liquidity Ratio 47.41%
Profitability Tri State Rail Federal Credit Union
Erie, PA
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5-Year Return on Average Assets 0.22%
Net Income 133.00K
Net Interest Spread 4.63%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 74.46%
Return on Assets 0.85%
Return on Equity 4.64%