A
Front Royal Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Front Royal Federal Credit Union
Front Royal, VA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 9.30
Stability Index 7.70
Company Info Front Royal Federal Credit Union
Front Royal, VA
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NCUA Charter Number 1412
Phone Number (540) 635-7133
Website www.frontroyalfcu.org
Asset Quality Front Royal Federal Credit Union
Front Royal, VA
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1-Year Asset Growth 2.13%
5-Year Asset Growth 4.81%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.45%
Non-Performing Loans to Loans 0.29%
Balance Sheet Front Royal Federal Credit Union
Front Royal, VA
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Total Assets 83.08M
Total Deposits 69.47M
Capital and Reserves Front Royal Federal Credit Union
Front Royal, VA
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Capital 13.30M
Leverage Ratio 16.01
Loan Loss Reserves to Loans 0.60%
Liquidity Front Royal Federal Credit Union
Front Royal, VA
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Hot Money Ratio 0.00%
Liquidity Ratio 33.39%
Profitability Front Royal Federal Credit Union
Front Royal, VA
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5-Year Return on Average Assets 0.76%
Net Income 777.00K
Net Interest Spread 4.61%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 61.26%
Return on Assets 1.88%
Return on Equity 12.05%