D C Fire Department Federal Credit Union
Major Rating Factors:
A current level of 13.3 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.7). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Weak (1.7) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 24.9 and a net worth ratio of 24.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (46%), securities (19%), other (35%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2225 Fifth Street, NE
Washington, DC 20002
Washington, DC 20002
Phone Number
(202) 635-0118
NCUA Charter Number
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC