| Weiss Ratings |
Watertown Postal Federal Credit Union
Watertown, NY |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Watertown Postal Federal Credit Union
Watertown, NY |
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| NCUA Charter Number | 1418 | |||
| Phone Number | (315) 788-4163 | |||
| Website | www.watertownpostalfcu.org | |||
| Asset Quality |
Watertown Postal Federal Credit Union
Watertown, NY |
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| 1-Year Asset Growth | -13.87% | |||
| 5-Year Asset Growth | -4.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.15% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Watertown Postal Federal Credit Union
Watertown, NY |
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| Total Assets | 5.94M | |||
| Total Deposits | 5.19M | |||
| Capital and Reserves |
Watertown Postal Federal Credit Union
Watertown, NY |
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| Capital | 749.00K | |||
| Leverage Ratio | 13.43 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Watertown Postal Federal Credit Union
Watertown, NY |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 48.63% | |||
| Profitability |
Watertown Postal Federal Credit Union
Watertown, NY |
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| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | 31.00K | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 2.03% | |||
| Overhead Efficiency Ratio | 38.00% | |||
| Return on Assets | 2.03% | |||
| Return on Equity | 17.34% | |||