B
MIDFLORIDA Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MIDFLORIDA Credit Union
Lakeland, FL
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Rating B
Asset Quality Index 8.90
Capitalization Index 8.80
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info MIDFLORIDA Credit Union
Lakeland, FL
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NCUA Charter Number 142
Phone Number (863) 688-3733
Website www.midflorida.com
Asset Quality MIDFLORIDA Credit Union
Lakeland, FL
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1-Year Asset Growth 9.04%
5-Year Asset Growth 12.99%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.46%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 0.34%
Balance Sheet MIDFLORIDA Credit Union
Lakeland, FL
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Total Assets 8.77B
Total Deposits 7.48B
Capital and Reserves MIDFLORIDA Credit Union
Lakeland, FL
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Capital 941.35M
Leverage Ratio 10.95
Loan Loss Reserves to Loans 1.21%
Liquidity MIDFLORIDA Credit Union
Lakeland, FL
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Hot Money Ratio 14.02%
Liquidity Ratio 12.04%
Profitability MIDFLORIDA Credit Union
Lakeland, FL
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5-Year Return on Average Assets 1.43%
Net Income 92.09M
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 59.16%
Return on Assets 1.43%
Return on Equity 13.83%