B
MIDFLORIDA Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.20
Capitalization Index 7.10
Liquidity Index 2.90
Profitability Index 9.80
Stability Index 6.30
Company Info MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 142
Phone Number (863) 688-3733
Website www.midflorida.com
Asset Quality MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 12.31%
5-Year Asset Growth 18.02%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.90%
Non-Performing Loans to Loans 0.33%
Balance Sheet MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 7.89B
Total Deposits 6.76B
Capital and Reserves MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 737.76M
Leverage Ratio 10.01
Loan Loss Reserves to Loans 1.11%
Liquidity MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.96%
Liquidity Ratio 14.13%
Profitability MIDFLORIDA Credit Union
Lakeland, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.49%
Net Income 25.34M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 62.24%
Return on Assets 1.32%
Return on Equity 13.96%