B
MIDFLORIDA Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MIDFLORIDA Credit Union
Lakeland, FL
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Rating B
Asset Quality Index 9.40
Capitalization Index 8.00
Liquidity Index 2.60
Profitability Index 9.80
Stability Index 5.70
Company Info MIDFLORIDA Credit Union
Lakeland, FL
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NCUA Charter Number 142
Phone Number (863) 688-3733
Website www.midflorida.com
Asset Quality MIDFLORIDA Credit Union
Lakeland, FL
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1-Year Asset Growth 8.59%
5-Year Asset Growth 12.99%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.34%
Non-Performing Loans to Loans 0.29%
Balance Sheet MIDFLORIDA Credit Union
Lakeland, FL
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Total Assets 8.65B
Total Deposits 7.40B
Capital and Reserves MIDFLORIDA Credit Union
Lakeland, FL
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Capital 904.76M
Leverage Ratio 10.71
Loan Loss Reserves to Loans 1.18%
Liquidity MIDFLORIDA Credit Union
Lakeland, FL
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Hot Money Ratio 14.15%
Liquidity Ratio 12.29%
Profitability MIDFLORIDA Credit Union
Lakeland, FL
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5-Year Return on Average Assets 1.43%
Net Income 58.40M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 60.40%
Return on Assets 1.38%
Return on Equity 13.42%