D
Community Financial Services Federal Credit Union
Roselle,  NJ
Rating Date
July 2025
Net Capital
Ratio
11.74
Leverage
Ratio
13.77
Return On
Assets
-0.22%
Total
Assets
32.21M
Capital
3.78M
Total
Deposits
28.38M
Net
Income
-36.00K
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Weiss Ratings Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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Rating D
Asset Quality Index 1.70
Capitalization Index 9.40
Liquidity Index 5.10
Profitability Index 0.80
Stability Index 4.80
Company Info Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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NCUA Charter Number 1429
Phone Number (908) 245-1650
Website www.cfsfcu.com
Asset Quality Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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1-Year Asset Growth -8.61%
5-Year Asset Growth -2.26%
5-Year Charge-Offs to Average Loans 1.25%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 5.36%
Non-Performing Loans to Capital 39.83%
Non-Performing Loans to Loans 13.88%
Balance Sheet Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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Total Assets 32.21M
Total Deposits 28.38M
Capital and Reserves Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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Capital 3.78M
Leverage Ratio 13.77
Loan Loss Reserves to Loans 5.65%
Liquidity Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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Hot Money Ratio 1.31%
Liquidity Ratio 32.28%
Profitability Community Financial Services Federal Credit Union
Roselle, NJ 		Click to
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5-Year Return on Average Assets -0.50%
Net Income -36.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets -0.21%
Overhead Efficiency Ratio 106.85%
Return on Assets -0.22%
Return on Equity -1.94%