Community Financial Services Federal Credit Union

Roselle, NJ

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	3.60
Capitalization Index	10.00
Liquidity Index	4.00
Profitability Index	1.20
Stability Index	4.80

Company Info	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1429
Phone Number	(908) 245-1650
Website	www.cfsfcu.com

Asset Quality	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-8.17%
5-Year Asset Growth	-0.63%
5-Year Charge-Offs to Average Loans	1.04%
Charge-Offs to Average Loans	2.17%
Non-Performing Assets to Assets	4.65%
Non-Performing Loans to Capital	33.37%
Non-Performing Loans to Loans	11.73%

Balance Sheet	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	32.26M
Total Deposits	28.37M

Capital and Reserves	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	3.86M
Leverage Ratio	14.20
Loan Loss Reserves to Loans	5.01%

Liquidity	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.28%
Liquidity Ratio	25.42%

Profitability	Community Financial Services Federal Credit Union Roselle, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.45%
Net Income	-21.00K
Net Interest Spread	4.15%
Operating Profit to Average Assets	-0.08%
Overhead Efficiency Ratio	101.95%
Return on Assets	-0.08%
Return on Equity	-0.79%