C
121 Financial Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 121 Financial Credit Union
Jacksonville, FL
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Rating C
Asset Quality Index 6.70
Capitalization Index 5.00
Liquidity Index 3.20
Profitability Index 2.50
Stability Index 4.60
Company Info 121 Financial Credit Union
Jacksonville, FL
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NCUA Charter Number 143
Phone Number (904) 723-6300
Website www.121fcu.org
Asset Quality 121 Financial Credit Union
Jacksonville, FL
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1-Year Asset Growth 5.75%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 10.08%
Non-Performing Loans to Loans 1.08%
Balance Sheet 121 Financial Credit Union
Jacksonville, FL
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Total Assets 693.79M
Total Deposits 545.17M
Capital and Reserves 121 Financial Credit Union
Jacksonville, FL
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Capital 50.83M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 0.93%
Liquidity 121 Financial Credit Union
Jacksonville, FL
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Hot Money Ratio 6.59%
Liquidity Ratio 12.53%
Profitability 121 Financial Credit Union
Jacksonville, FL
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5-Year Return on Average Assets 0.44%
Net Income 1.84M
Net Interest Spread 4.66%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 84.34%
Return on Assets 0.26%
Return on Equity 3.81%
Weiss Ratings