B
River Valley Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River Valley Credit Union, Inc.
Miamisburg, OH
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Rating B
Asset Quality Index 6.90
Capitalization Index 6.90
Liquidity Index 2.20
Profitability Index 5.50
Stability Index 6.90
Company Info River Valley Credit Union, Inc.
Miamisburg, OH
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NCUA Charter Number 1434
Phone Number (937) 859-6260
Website www.rivervalleycu.org
Asset Quality River Valley Credit Union, Inc.
Miamisburg, OH
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1-Year Asset Growth 4.88%
5-Year Asset Growth 6.85%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 4.72%
Non-Performing Loans to Loans 0.51%
Balance Sheet River Valley Credit Union, Inc.
Miamisburg, OH
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Total Assets 488.62M
Total Deposits 424.01M
Capital and Reserves River Valley Credit Union, Inc.
Miamisburg, OH
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Capital 49.31M
Leverage Ratio 11.14
Loan Loss Reserves to Loans 0.86%
Liquidity River Valley Credit Union, Inc.
Miamisburg, OH
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Hot Money Ratio 15.61%
Liquidity Ratio 7.77%
Profitability River Valley Credit Union, Inc.
Miamisburg, OH
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5-Year Return on Average Assets 0.84%
Net Income 1.08M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 72.63%
Return on Assets 0.90%
Return on Equity 9.05%