| Weiss Ratings |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 5.20 | |||
| Company Info |
Steuben Citizens Federal Credit Union
Bath, NY |
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| NCUA Charter Number | 1439 | |||
| Phone Number | (607) 776-3684 | |||
| Website | www.steubencitizensfcu.com | |||
| Asset Quality |
Steuben Citizens Federal Credit Union
Bath, NY |
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| 1-Year Asset Growth | -0.78% | |||
| 5-Year Asset Growth | 6.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | -0.17% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Total Assets | 35.46M | |||
| Total Deposits | 30.83M | |||
| Capital and Reserves |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Capital | 4.00M | |||
| Leverage Ratio | 11.27 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Hot Money Ratio | 11.36% | |||
| Liquidity Ratio | 28.68% | |||
| Profitability |
Steuben Citizens Federal Credit Union
Bath, NY |
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| 5-Year Return on Average Assets | -0.02% | |||
| Net Income | -109.00K | |||
| Net Interest Spread | 1.21% | |||
| Operating Profit to Average Assets | -0.74% | |||
| Overhead Efficiency Ratio | 146.81% | |||
| Return on Assets | -1.23% | |||
| Return on Equity | -10.76% | |||