| Weiss Ratings |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 5.50 | |||
| Company Info |
Steuben Citizens Federal Credit Union
Bath, NY |
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| NCUA Charter Number | 1439 | |||
| Phone Number | (607) 776-3684 | |||
| Website | www.steubencitizensfcu.com | |||
| Asset Quality |
Steuben Citizens Federal Credit Union
Bath, NY |
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| 1-Year Asset Growth | -0.79% | |||
| 5-Year Asset Growth | 4.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 1.95% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Total Assets | 34.77M | |||
| Total Deposits | 30.33M | |||
| Capital and Reserves |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Capital | 4.12M | |||
| Leverage Ratio | 11.84 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Steuben Citizens Federal Credit Union
Bath, NY |
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| Hot Money Ratio | 6.16% | |||
| Liquidity Ratio | 33.31% | |||
| Profitability |
Steuben Citizens Federal Credit Union
Bath, NY |
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| 5-Year Return on Average Assets | -0.09% | |||
| Net Income | 93.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 76.40% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 4.56% | |||