Family Savings Credit Union
| Weiss Ratings |
Family Savings Credit Union
Rainbow City, AL |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Family Savings Credit Union
Rainbow City, AL |
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| NCUA Charter Number | 144 | |||
| Phone Number | (256) 547-8190 | |||
| Website | www.familysavingscu.com | |||
| Asset Quality |
Family Savings Credit Union
Rainbow City, AL |
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| 1-Year Asset Growth | 9.02% | |||
| 5-Year Asset Growth | 19.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 10.02% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Family Savings Credit Union
Rainbow City, AL |
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| Total Assets | 1.09B | |||
| Total Deposits | 929.59M | |||
| Capital and Reserves |
Family Savings Credit Union
Rainbow City, AL |
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| Capital | 91.54M | |||
| Leverage Ratio | 8.38 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Family Savings Credit Union
Rainbow City, AL |
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| Hot Money Ratio | 20.65% | |||
| Liquidity Ratio | 13.80% | |||
| Profitability |
Family Savings Credit Union
Rainbow City, AL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 85.03% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 5.99% | |||