Family Savings Credit Union
| Weiss Ratings |
Family Savings Credit Union
Rainbow City, AL |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Family Savings Credit Union
Rainbow City, AL |
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| NCUA Charter Number | 144 | |||
| Phone Number | (256) 547-8190 | |||
| Website | www.familysavingscu.com | |||
| Asset Quality |
Family Savings Credit Union
Rainbow City, AL |
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| 1-Year Asset Growth | 21.48% | |||
| 5-Year Asset Growth | 18.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 8.57% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Family Savings Credit Union
Rainbow City, AL |
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| Total Assets | 1.00B | |||
| Total Deposits | 842.96M | |||
| Capital and Reserves |
Family Savings Credit Union
Rainbow City, AL |
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| Capital | 84.64M | |||
| Leverage Ratio | 8.46 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Family Savings Credit Union
Rainbow City, AL |
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| Hot Money Ratio | 17.54% | |||
| Liquidity Ratio | 18.96% | |||
| Profitability |
Family Savings Credit Union
Rainbow City, AL |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 1.35M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 80.10% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 6.41% | |||