B
PHB Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PHB Employees Federal Credit Union
Fairview, PA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 7.40
Stability Index 5.70
Company Info PHB Employees Federal Credit Union
Fairview, PA
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NCUA Charter Number 1451
Phone Number (814) 474-2283
Website www.phbfcu.com
Asset Quality PHB Employees Federal Credit Union
Fairview, PA
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1-Year Asset Growth -6.66%
5-Year Asset Growth 3.10%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.80%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.04%
Balance Sheet PHB Employees Federal Credit Union
Fairview, PA
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Total Assets 8.01M
Total Deposits 6.52M
Capital and Reserves PHB Employees Federal Credit Union
Fairview, PA
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Capital 1.48M
Leverage Ratio 18.49
Loan Loss Reserves to Loans 0.57%
Liquidity PHB Employees Federal Credit Union
Fairview, PA
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Hot Money Ratio 0.00%
Liquidity Ratio 51.64%
Profitability PHB Employees Federal Credit Union
Fairview, PA
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5-Year Return on Average Assets 0.57%
Net Income 30.00K
Net Interest Spread 5.11%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 61.36%
Return on Assets 1.53%
Return on Equity 8.18%