D
TVH Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (2.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Other Rating Factors: Fair liquidity 4.4, driven by a liquidity ratio of 29.0 percent and a “hot money” ratio of 0.0 percent. A current level of 7.4 percent of nonperforming loans to core capital combined with 7.4 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix: Consumer loans (63%), other (37%)
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Corporate Info
Address
2400 Hospital Road
Tuskegee, AL 36083
Phone Number
(334) 727-4176
NCUA Charter Number